1> It will READ only - cant edit YET
2> Yes, EVERYONE can have their own ringtone/MP3 set
3> Thats totally subjective. Some will have some, while others wont. The only 1 I have is it being difficult to text while I drive (kids...dont try this at home)
4> 2GB TF WILL work
Hope that helps. You may also want to read some of the reviews posted in the sticky.



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